Personal Loan
Quick Approval Process
Flexible Repayment
Lowest Interest Rates
Online Access and Support
Features & Benefits
- Features:
Quick Approval: Get your money fast with a simple and speedy application process.
Pay on Your Terms: Choose a repayment plan that suits your budget and lifestyle.
Low Rates, More Savings: Benefit from affordable interest rates, making your loan cost-effective.
- Benefits:
- Immediate Financial Support: Get instant access to funds, providing the financial support you need for emergencies or opportunities.
- Flexible Use of Funds: Use the loan for various purposes, from consolidating debt to financing personal projects, offering versatility.
- Stress-Free Repayment: Enjoy a hassle-free repayment experience with customizable plans, making it easier to manage your finances.
- Eligibility:
Age: 21 to 65 Years: Typically, applicants should fall within the age range of 21 to 65 years to meet eligibility criteria.
Income: A minimum income criterion is essential to ensure the ability to repay the loan.
Employment Stability: Employment stability, whether salaried or self-employed, is a key factor in determining eligibility.
Credit Score: A good credit score enhances eligibility, reflecting a responsible credit history.
- Documentation:
Identity Proof: Aadhar card, passport, PAN card, etc.
Address Proof: Utility bills, rent agreement, voter ID, etc.
Income Proof: Salary slips, income tax returns, Form 16 for salaried; business financials for self-employed.
Bank Statements: Typically for the last 3 to 6 months.
Employment Proof: Offer letter, employment certificate, and business registration documents.
- Fees & Charges:
- Processing Fee: Charged for processing the loan application.
- Interest Rates: The cost of borrowing, available as either fixed or floating rates.
- Prepayment Charges: Fees incurred for repaying the loan before the agreed-upon tenure.
- Late Payment Fees: Imposed for delayed EMI payments.
- EMI Bounce Charges: Applicable if EMI payments are not honored.
- Foreclosure Charges: Fees associated with closing the loan before the agreed-upon tenure.
